Founded in 1998 by World Vision International and operating in Montenegro, Montecredit is a microfinance institution dedicated to empowering financially excluded and vulnerable households, particularly in rural and underdeveloped areas. Its mission focuses on providing loans to micro, small, and medium-sized enterprises, with a strong emphasis on women entrepreneurs and agricultural activities. Montecredit currently serves 3,717 active borrowers with an average loan size of EUR 2,400, representing a total outstanding portfolio of EUR 10.1 million. The institution is firmly positioned at the bottom of the pyramid, with 100% of its loans granted below the local GNI per capita threshold of EUR 4,500. *at the date of the investment